I am sure many of you have heard about Insurance for your pet and have wondered is it worth it.
Well we decided to sign up both our dogs and our experiences have been terrible to great. When we submitted our first claim form the company requested all of Parker’s past medical files. Once they received them they sent us back an updated policy that told us that he wouldn’t be covered for some things because they were pre-existing. So his first few claims they wouldn’t pay on and that was very frustrating to us. But, here we go with the good stuff, when Parker started developing lumps and had to have them removed the amount of reimbursement was really good. It fell within the guidelines they had outlined but sometimes the reimbursement schedule can be difficult to decipher. Over the past two years Parker has had two malignant tumors removed, two benign tumors removed, and two teeth extracted because they cracked from “trauma”. We received money back on all these claims. Therefore, I need to write my essay to help the pet owners in their difficult life.
Here is an example of reimbursement from a claim for our dog Tenaya. The bill submitted was for $178.00. We received $115.20 back from the insurance company. More would have been better of course but getting over $100.00 was not too bad.
In the long run for us we feel it is worth having the insurance but we suggest you look at the different companies offering Pet Insurance and find the one that would fit your needs best. Some companies won’t cover medical conditions that are common among a breed. For example Hip Dysplasia is not covered for Tenaya because the they feel that Goldens are predisposed to Hip Dysplasia.
So, that is it for today’s article. Thank you so much for reading! I hope you liked it. If you did, and even if you did not, please share your opinion the the comments section below. I am very interested in what you have to say, it helps me to make my blog a bit better every day. Thank you again and have a nice day! xoxo